Education

Employers Liability Insurance in the Education Sector

LBProtect-ED

It’s a fact of commercial life that claims and investigations are becoming increasingly common, and even winning a legal case can carry a very high price – in terms of costs. This applies as much in the education sector as elsewhere.

In association with AXA, we offer LBProtect-Ed: a management liability policy which is specifically adapted for the education sector. It offers comprehensive cover at a reasonable price – with no excess where our advice is followed in relation to the matter giving rise to a claim. Click here for details of LBAdvise-Ed service. Importantly, there is no ‘prospect of success’ clause in the policy – so even if our advice is not obtained or followed, the policy can still pay out.

What is covered?

  • Costs, awards and settlements relating to employment tribunal claims
  • Professional indemnity
  • Costs, awards and settlements for any claim or regulatory action brought against any past, present or future governors, officers or employees
  • Representation for any governor, officer or employee at an official investigation
  • Claims against trustees, governors, officers or employees caused by the operation or administration of any employee benefit scheme or trust fund
  • Crime - loss due to employee dishonesty, third party funds fraud, robbery, safe burglary, forgery, securities fraud, corporate card fraud, cheque forgery, counterfeit currency and criminal damage
  • Claims caused by any cyber liability
  • Costs incurred in contacting third parties where legally required to following a breach of data protection law
  • Crisis public relations costs following sustained negative social media
  • Costs in connection with pursuing or defending contract disputes or debt claims
  • Costs in defending infringement of copyright claims
  • Loss of paper or electronic documents

Cover is subject to indemnity limits and otherwise the full terms, conditions and exclusions of the policy wording, a copy of which is available on request.

For some examples of claims affecting educational establishments that LBProtect-Ed would provide cover against click here.

What to do next?

If you would like speak to us to find out more about LBProtect-Ed and/or related services, please contact a member of the team directly or call 0800 652 3371.

For a no obligation premium indication, simply complete the information required below.

 Employment Law