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Employment Practice Liability Insurance

LBProtect-ED

It’s a fact of commercial life that claims and investigations are becoming increasingly common, and even winning a legal case can carry a very high price – in terms of costs. This applies as much in the education sector as elsewhere.

In association with AXA, we offer LBProtect-Ed: a management liability policy which is specifically adapted for the education sector. It offers comprehensive cover at a reasonable price – with no excess where our education legal advice is followed in relation to the matter giving rise to a claim. Click here for details of LBAdvise-Ed service. Importantly, there is no ‘prospect of success’ clause in the policy – so even if our advice is not obtained or followed, the policy can still pay out.

What Is Covered?

  • Costs, awards and settlements relating to employment tribunal claims
  • Professional indemnity
  • Costs, awards and settlements for any claim or regulatory action brought against any past, present or future governors, officers or employees
  • Representation for any governor, officer or employee at an official investigation
  • Claims against trustees, governors, officers or employees caused by the operation or administration of any employee benefit scheme or trust fund
  • Crime - loss due to employee dishonesty, third party funds fraud, robbery, safe burglary, forgery, securities fraud, corporate card fraud, cheque forgery, counterfeit currency and criminal damage
  • Claims caused by any cyber liability
  • Costs incurred in contacting third parties where legally required to following a breach of data protection law
  • Crisis public relations costs following sustained negative social media
  • Costs in connection with pursuing or defending contract disputes or debt claims
  • Costs in defending infringement of copyright claims
  • Loss of paper or electronic documents

Cover is subject to indemnity limits and otherwise the full terms, conditions and exclusions of the policy wording, a copy of which is available on request.

For some examples of claims affecting educational establishments that LBProtect-Ed would provide cover against click here.

Testimonials

They were very experienced and very professional, offering a top class service

- Mr V Jones, Pontesbury

I found them straightforward and polite, and a nice receptionist, that helped put me at ease.

- Mr R Francis, Ludlow

Listened well, advised well.

- Gower House Ltd, Newport

Ease of contact, understanding of business context. An excellent and pragmatic approach to a relatively complex business transfer.

- Mr D Coull, Shrewsbury

Very patient - my own records weren't the best.

- Mr J Pearson, Oswestry

Quotes

Excellent service in a clear and concise manner.

- Derwen College, Oswestry

Politeness, clarity of information.

- Mr C Pudge, Worcester

Very easy to contact and talk to.

- Mr N Chamberlain & Mrs Z Chamberlain, Oswestry

Ed Burrell was excellent in every aspect of his support in selling my business. He was friendly and pleasant to deal with yet very professional.

- Mr J Ostler, Hereford

Politeness, clarity of information.

- Mr C Pudge, Worcester

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