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Employers Liability insurance

It’s a fact of commercial life that claims and investigations are becoming increasingly common, and even winning a legal case can carry a very high price – in terms of costs.

In association with AXA, we offer LBProtect: a management liability policy which offers comprehensive cover at a reasonable price – with no excess where our advice is followed in relation to the matter giving rise to a claim. Importantly, there is no ‘prospect of success’ clause in the policy – so even if our advice is not obtained or followed, the policy can still pay out.

What is Covered?

  • Costs, awards and settlements relating to employment tribunal claims
  • Costs, awards and settlements for any claim or regulatory action brought against the business or any past, present or future director/trustee, officer or employee
  • Representation for the business or any director/trustee, officer or employee at an official investigation
  • Claims against the business or any director/trustee, officer or employee caused by the operation or administration of any employee benefit scheme or trust fund
  • Crime - loss due to employee dishonesty or third party funds fraud
  • Claims caused by any cyber liability
  • Costs incurred in contacting third parties where legally required to following a breach of data protection law
  • Crisis public relations costs following sustained negative social media
  • Costs in connection with pursuing or defending contract disputes or debt claims
  • Costs in defending infringement of copyright claims
  • Loss of paper or electronic documents

Cover is subject to indemnity limits and otherwise the full terms, conditions and exclusions of the policy wording, a copy of which is available on request.

Cover against costs, awards and settlements relating to employment law tribunal claims can be obtained in isolation.

Testimonials

Efficient and hassle free, thanks so much.

- Mrs J Moller, Oswestry

Great, friendly staff - really approachable and professional. Never pushy!

- Fairfield High School, Hereford

Very polite members of staff, took the time to explain everything to us.

- Mr R Wilford & Mrs J Wilford, Bromyard

Very quick at sorting our Wills. He was great to deal with, nice guy!

- Mr L Onions & Mrs E Onions, Craven Arms

Politeness, clarity of information.

- Mr C Pudge, Worcester

Quotes

She and her team were amazing and without fault during our house purchase. I couldn't imagine us using anyone else in the future. The team will be easy to recommend.

- Mr Roberts, Shrewsbury

As a charity legacy officer I am used to reluctance from professional executors to communicate. I found him professional yet friendly and efficient at all times - very pleased.

- Cats Protection, Haywards Heath

Staff are most helpful and understanding

- Mrs Edwards, Oswestry

Ed provided utmost confidence throughout the process and I would have no hesitation in recommending him to other clients.

- Mr J Ostler, Hereford

Ed clearly had a heavy workload at the time, yet ensured everything was completed in appropriate timescales including working extended hours.

- Mr J Ostler, Hereford

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