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Employers Liability insurance

It’s a fact of commercial life that claims and investigations are becoming increasingly common, and even winning a legal case can carry a very high price – in terms of costs.

In association with AXA, we offer LBProtect: a management liability policy which offers comprehensive cover at a reasonable price – with no excess where our advice is followed in relation to the matter giving rise to a claim. Importantly, there is no ‘prospect of success’ clause in the policy – so even if our advice is not obtained or followed, the policy can still pay out.

What is Covered?

  • Costs, awards and settlements relating to employment tribunal claims
  • Costs, awards and settlements for any claim or regulatory action brought against the business or any past, present or future director/trustee, officer or employee
  • Representation for the business or any director/trustee, officer or employee at an official investigation
  • Claims against the business or any director/trustee, officer or employee caused by the operation or administration of any employee benefit scheme or trust fund
  • Crime - loss due to employee dishonesty or third party funds fraud
  • Claims caused by any cyber liability
  • Costs incurred in contacting third parties where legally required to following a breach of data protection law
  • Crisis public relations costs following sustained negative social media
  • Costs in connection with pursuing or defending contract disputes or debt claims
  • Costs in defending infringement of copyright claims
  • Loss of paper or electronic documents

Cover is subject to indemnity limits and otherwise the full terms, conditions and exclusions of the policy wording, a copy of which is available on request.

Cover against costs, awards and settlements relating to employment law tribunal claims can be obtained in isolation.

Testimonials

Very patient - my own records weren't the best.

- Mr J Pearson, Oswestry

When the lawyer handling my case was not available, his assistant handled the situation very well and kept us informed through to completion.

- Mr P Joyner & Mrs J Joyner, Bromyard

Straight forward and relevant advice relating to Wills

- Mr & Mrs Walton, Shrewsbury

Very professional standards and advice.

- Mr S Barnes & J Barnes, Hereford

Patient, knowledgeable and extremely professional

- Ms Groucott, Telford

Quotes

Communication surrounding my injury claim was excellent with other departments within the firm.

- Mrs L Dowbiggin, Much Wenlock

Excellent service in a clear and concise manner.

- Derwen College, Oswestry

Efficient and hassle free, thanks so much.

- Mrs J Moller, Oswestry

Patient, knowledgeable and extremely professional

- Ms Groucott, Telford

I am extremely grateful to Stephen in the way in which he handled my case and represented me at court.

- A A, Shrewsbury

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