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Employers Liability insurance

It’s a fact of commercial life that claims and investigations are becoming increasingly common, and even winning a legal case can carry a very high price – in terms of costs.

In association with AXA, we offer LBProtect: a management liability policy which offers comprehensive cover at a reasonable price – with no excess where our advice is followed in relation to the matter giving rise to a claim. Importantly, there is no ‘prospect of success’ clause in the policy – so even if our advice is not obtained or followed, the policy can still pay out.

What is Covered?

  • Costs, awards and settlements relating to employment tribunal claims
  • Costs, awards and settlements for any claim or regulatory action brought against the business or any past, present or future director/trustee, officer or employee
  • Representation for the business or any director/trustee, officer or employee at an official investigation
  • Claims against the business or any director/trustee, officer or employee caused by the operation or administration of any employee benefit scheme or trust fund
  • Crime - loss due to employee dishonesty or third party funds fraud
  • Claims caused by any cyber liability
  • Costs incurred in contacting third parties where legally required to following a breach of data protection law
  • Crisis public relations costs following sustained negative social media
  • Costs in connection with pursuing or defending contract disputes or debt claims
  • Costs in defending infringement of copyright claims
  • Loss of paper or electronic documents

Cover is subject to indemnity limits and otherwise the full terms, conditions and exclusions of the policy wording, a copy of which is available on request.

Cover against costs, awards and settlements relating to employment law tribunal claims can be obtained in isolation.

Testimonials

Straightforward, professional and friendly advice and always willing to help with my questions without feeling like I'm bothering him, so thank you very much

- Mr S Avery, Telford

Ed Burrell was excellent in every aspect of his support in selling my business. He was friendly and pleasant to deal with yet very professional.

- Mr J Ostler, Hereford

Excellent service in a clear and concise manner.

- Derwen College, Oswestry

Very professional standards and advice.

- Mr S Barnes & J Barnes, Hereford

Natasha Gibbons was very easy to talk to, I felt at ease with her, and she always kept me up to date with the case. She has provided excellent service throughout.

- Mrs C Roberts, Gwynedd

Quotes

A very good service - it simplified the appeal process for me considerably which went very smoothly.

- Mr P Griffiths, Telford

Ed clearly pays attention to detail and most importantly was diligent in ensuring my interests were best catered for. 

- Mr J Ostler, Hereford

I always felt you were working in my best interests, but you didn't sugar coat or patronise me. My case was complex and I appreciated the professionalism shown and how the legal system "worked"

- Mrs J Bradford, Stafford

Friendly and understanding in an awkward situation.

- Mr R Jones, Ruthin

Straight forward and relevant advice relating to Wills

- Mr & Mrs Walton, Shrewsbury

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