Bookends

Personal Debt & Insolvency Advice.

Debt Support: Personal Insolvency & Personal Bankruptcy Advice.

Debt worries can feel overwhelming, especially when repayments are becoming difficult to manage and you are unsure what to do next.

When you are facing personal debt, it can be hard to know which route is right for you or what the consequences may be for your home, income, credit rating and future financial stability. You may also be dealing with pressure from creditors, uncertainty about deadlines, or concerns about what options are open to you. Personal debt can arise for many reasons, but whatever has led to your situation, seeking advice early can help you understand your options, protect your position and start taking practical steps forward.

At Lanyon Bowdler, our Bankruptcy Lawyers will deal with your case sensitively, respectfully and without judgement. We can talk you through the options available, including debt management, Individual Voluntary Arrangements (IVAs), and bankruptcy where appropriate. We can also advise where creditors have taken formal steps against you, helping you respond properly and protect your position. From your first conversation with us, you can expect clear advice, honest guidance and support tailored to your financial circumstances.

As a full-service law firm regulated by the Solicitors Regulation Authority and accredited with Lexcel, the Law Society’s quality mark for excellence in client care, compliance and practice management, we provide clear, confidential and practical support to individuals facing debt, insolvency or bankruptcy issues across England and Wales.

Contact Lanyon Bowdler today for confidential advice about your debt options and the steps you can take to regain control.

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Mortgage Debt Advice

Like any debt, if you are behind in your mortgage payments it’s extremely important to deal with the problem as soon as possible. Contact your mortgage lender and talk them through your current circumstances. Remember that lenders will only turn to repossession as a last resort and may well be open to considering repayment holidays or extending the type of your mortgage or the length of its term.

If possession proceedings have already been issued and you feel like you are at a real risk of losing your home, your local council’s housing needs department may be able to help find you somewhere else to live.

If you live in Shropshire, click here https://www.shropshire.gov.uk/joint-strategic-needs-assessment/vulnerable-people/homelessness/

If you live in Telford & Wrekin, click here http://www.telford.gov.uk/info/1010/housing/22/homelessness

If you live in Herefordshire, click here https://www.herefordshire.gov.uk/housing/housing-advice

The personal debt and insolvency solicitors here at Lanyon Bowdler are warm, friendly and accessible, and can offer expert legal advice to help you with any debt or insolvency issues. Our lawyers and debt advisers work with clients throughout England and Wales.

We offer a wide range of pricing options, including fixed fees and service level guarantees.

Give us a call or complete our online enquiry form, to see how we can help. We have offices in Shrewsbury, Bromyard, Conwy, Hereford, Ludlow, Oswestry and Telford, so are able to act for clients all over Shropshire, Herefordshire, Mid and North Wales, across the Midlands, as well as anywhere in England or Wales.

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Testimonials

What our clients say.

Very good solicitors who helped me with my case from day one.

Matt
via ReviewSolicitors

From the first contact, the team at Lanyon Bowdler gave a fast & efficient service. They were very friendly & gave me the confidence that I had found the right solicitors. The advice given & the fast responses were beyond my expectations. The matter was resolved in no time at all.

Martyn
via ReviewSolicitors

Efficient, personable service, from initial telephone contact through to resolution. Costs also very reasonable and transparent.

Mr S Hodder Diplock & Mrs P Joyce
Bromyard

Since dealing with Lanyon Bowdler they have been diligent, efficient and at all times very helpful along with being structured in dealing with matters, fees and clarity on all levels. Thank you.

Michael
via ReviewSolicitors

I was clearly informed of progress step by step. The service you provided was very good.

Peter Weston
Shrewsbury

All work carried out effectively and efficiently.

Hubert Jones
via ReviewSolicitors

An excellent service with solicitors that you can talk to and who give you a clear understanding of all necessary legal implications and interpretations.

Eric
via ReviewSolicitors

From start to finish we had excellent service. Friendly, approachable and professional.

Carl Gittins
via ReviewSolicitors

Very clear, concise advice and guidance, easy to understand.

Ian Jamieson
Telford

Good service provided throughout with clear communication throughout with all options explored.

Lee

I can thoroughly recommend the highly professional and supportive service received over the last few months.

Heather
via ReviewSolicitors

Responsive, supportive, approachable, clear and empathetic.

Lisa Thacker

Professional and prompt communication. Supportive and client focused.

Lisa Thacker
Jennifer M Whittall Ltd

Whenever I have had need to contact Lanyon Bowdler I have always received a fast, concise and friendly response.

Lee Mortimer
UK Case Management

Definitely would use Lanyon Bowdler again if I need the use of a solicitor.

Mark Bowkett
via ReviewSolicitors

Smooth and efficient service from very professional firm.

Tim
via ReviewSolicitors

We were particularly impressed with the quality of work, the speed and excellent communication.

Allenby Douglas Ltd
Oswestry

Very friendly and approachable. Very good advice

Ivor Brown
via ReviewSolicitors

Great Service; Lanyon Bowdler were excellent from the outset. Straightforward and easy process. I just sat back and waited.

Paul Rowe
via ReviewSolicitors

Everything has been professional, efficient and courteous throughout and we are very pleased, both with the service and with the eventual outcome of our case. Everything was first class and exceeded our expectations. Thank you again for providing such splendid service. It is really appreciated.

Mr N J & Dr S J Browne
Llanfyllin
Our people

Meet the team.

Abbie Fisher
Debt Recovery Administrator
Business Debt Recovery | Personal Debt & Insolvency
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Debbie Ray
Debt Recovery Case Handler
Business Debt Recovery | Personal Debt & Insolvency
View profile
Knowledge

Personal Debt & Insolvency Advice Articles & Podcasts.

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The government has brought in new legislation to make significant and historic changes to the private rental sector...
Saffia Keegan • 06 May 2026
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Young Drivers & Road Safety Debbie Humphries speaks with guest Crew Commander Paul Harper

This episode contains graphic descriptions of road traffic accidents and injuries. Crew Commander, Paul Harper of West M...
Published • 05 May 2026
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When your personal injury law firm suddenly closes, goes into administration or advises they are moving in a new di...
Morgan Thompson • 01 May 2026
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In April 2026, the UK’s National Institute for Health and Care Excellence (NICE) introduced what has been described...
Fiona Cooper • 29 Apr 2026
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The Official Injury Claims Portal (OICP) was introduced to enable claimants with minimal, short-term injuries such ...
Debbie Humphries • 28 Apr 2026
Podcast icon Podcast

The Employment Tribunal Process and How to Make a Claim: Gemma Workman and Shirley Reid

Employment solicitors Gemma Workman and Shirley Reid explain the process for making an employment tribunal claim, which ...
Published • 27 Apr 2026
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Compliance plays a key role in how we operate, and Helen, our senior compliance officer, is at the centre of it.
Helen Siegieda • 24 Apr 2026
Podcast icon Podcast

So, What Do You Do? – Amanda Jones and Brian Evans

Amanda Jones (marketing director) & Brian Evans (managing partner) chat about their job roles....
Published • 20 Apr 2026
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We all know the difference a really good night’s sleep can make. Sleep is vital for brain and body health, to repai...
Morgan Thompson • 17 Apr 2026
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As April is Bowel Cancer Awareness Month, I thought it prudent to highlight some of the information surrounding bow...
Rebecca Asquith • 15 Apr 2026
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