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Debt Support: Personal Insolvency & Personal Bankruptcy Advice.
Debt worries can feel overwhelming, especially when repayments are becoming difficult to manage and you are unsure what to do next.
When you are facing personal debt, it can be hard to know which route is right for you or what the consequences may be for your home, income, credit rating and future financial stability. You may also be dealing with pressure from creditors, uncertainty about deadlines, or concerns about what options are open to you. Personal debt can arise for many reasons, but whatever has led to your situation, seeking advice early can help you understand your options, protect your position and start taking practical steps forward.
At Lanyon Bowdler, our Bankruptcy Lawyers will deal with your case sensitively, respectfully and without judgement. We can talk you through the options available, including debt management, Individual Voluntary Arrangements (IVAs), and bankruptcy where appropriate. We can also advise where creditors have taken formal steps against you, helping you respond properly and protect your position. From your first conversation with us, you can expect clear advice, honest guidance and support tailored to your financial circumstances.
As a full-service law firm regulated by the Solicitors Regulation Authority and accredited with Lexcel, the Law Society’s quality mark for excellence in client care, compliance and practice management, we provide clear, confidential and practical support to individuals facing debt, insolvency or bankruptcy issues across England and Wales.
Contact Lanyon Bowdler today for confidential advice about your debt options and the steps you can take to regain control.
Mortgage Debt Advice
Like any debt, if you are behind in your mortgage payments it’s extremely important to deal with the problem as soon as possible. Contact your mortgage lender and talk them through your current circumstances. Remember that lenders will only turn to repossession as a last resort and may well be open to considering repayment holidays or extending the type of your mortgage or the length of its term.
If possession proceedings have already been issued and you feel like you are at a real risk of losing your home, your local council’s housing needs department may be able to help find you somewhere else to live.
If you live in Shropshire, click here https://www.shropshire.gov.uk/joint-strategic-needs-assessment/vulnerable-people/homelessness/
If you live in Telford & Wrekin, click here http://www.telford.gov.uk/info/1010/housing/22/homelessness
If you live in Herefordshire, click here https://www.herefordshire.gov.uk/housing/housing-advice
The personal debt and insolvency solicitors here at Lanyon Bowdler are warm, friendly and accessible, and can offer expert legal advice to help you with any debt or insolvency issues. Our lawyers and debt advisers work with clients throughout England and Wales.
We offer a wide range of pricing options, including fixed fees and service level guarantees.
Give us a call or complete our online enquiry form, to see how we can help. We have offices in Shrewsbury, Bromyard, Conwy, Hereford, Ludlow, Oswestry and Telford, so are able to act for clients all over Shropshire, Herefordshire, Mid and North Wales, across the Midlands, as well as anywhere in England or Wales.
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