Property on Divorce.

Property on Divorce Solicitors.

For many people, property is understandably one of the first things they think about when considering the financial aspects of a divorce.

The family home is usually the most valuable single tangible asset. We have a huge amount of experience helping people achieve their desired outcome in relation to their property assets.

This experience, along with our professional and caring approach, allows us to proceed sensitively and effectively when it comes to sharing assets on relationship breakdown.

We know you want to make the most of your property assets financially, and that those assets may well have worth beyond their monetary value. Our experienced divorce solicitors will take all relevant factors into account when developing the most effective approach to your case.

To achieve this, we first ensure that we fully understand your individual circumstances, goals, and requirements. The strategy we suggest will be determined by the specific outcome you hope to achieve, whether that is the immediate sale of properties or to remain living in your current home.

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Our Property on Divorce Expertise

At Lanyon Bowdler, we have years of experience in dealing with property following divorce matters. Get in touch today and one of our friendly team will get back to you.

Why should you choose Lanyon Bowdler?

Our legal expertise has been recognised by the two most prestigious legal directories, Chambers UK and The Legal 500, both of which highlighted our experience with complex family law financial matters in their 2024 editions. This expertise ensures our clients’ financial positions are secure. Our experience means we can formulate the most effective strategies for your individual circumstances.

Our commitment to fully understanding our clients is clear from our signature of the Armed Forces Covenant and our appointment to the NFU’s law firm panel. Whatever your circumstances, we will help you achieve your goals.

Your Property on Divorce questions answered

What should happen to the family home when a couple gets a divorce?

The answer to this question depends on more than simply the monetary value of the property. Often, there will be practical considerations which need to be taken into account, and which need to be weighed against purely financial calculations.

For example, if children from the relationship are attending school in the local area, it might be impractical to sell the property and relocate, certainly for a period of time. There are a range of factors which may outweigh the financial benefits of selling immediately. You need expert advice to navigate decisions about the relevant weight which should be placed on these needs and requirements, and how they should be factored into the negotiation of your case.

We have the experience and empathy to support and guide you so that you hopefully achieve a settlement which properly satisfies your wishes and ensures your long-term financial security.

What steps do I need to take in relation to my property?
  1. Check who owns the property – not all properties are held in joint names. If your property is in the sole name of your former partner, we can protect your interest in the property with the Land Registry.
  2. Calculate the costs associated with owning the property – you need to know the details of any mortgages or charges over the property. A mortgage in joint names makes both parties responsible for repayment, meaning that the mortgage provider can require either one of you to repay if the other stops paying. You need to agree with your partner how any mortgages will be settled.
  3. Decide who will live in the property during the divorce process – if you cannot reach agreement on who will live in the property, and you are concerned about your position, you should take legal advice before moving out of the property, as that can have consequences for your financial settlement.
  4. Accurately value your property – estate agents and surveyors can give accurate valuations.
  5. Incorporate the property into your financial discussions – once you know the value of the property and the costs associated with it, you can make an informed decision about how, or when, to divide the property between you and your former partner.
What options do I have for dealing with property on divorce?

What you choose to do with your property will always depend on your circumstances, but the main options the court has if it must make a judgment on a financial claim are:

  • Sell the property and split the money – the proceeds from the sale of the property do not have to be split equally. The reasonable expectations about living arrangements of each party should be considered, as well as each party’s earning capacity currently and in the foreseeable future.
  • One party buys out the other, taking full ownership of the property – this process could involve a cash payment, or the allocation of other assets in the matrimonial pot to the party being bought out.
  • Part of the property value is transferred, leaving one party with full ownership, and the other with a right to a share of any sale proceeds at a later specified date – circumstances might make this practical, but you would need to deal with your former partner at that future point.
  • Both parties continue to legally own the property, although only one person remains living there – if you remain on good terms with your former partner, this can be an option if you are not able to buy them out at the time of your divorce. However, it does not create a clean break. You would need to resolve ownership issues (if not specified in the order) at some future time. This can store up a host of problems, including tax and unexpected inheritance complications.
  • An order is made that the property will be sold at some future date (often when all dependent children leave home) – this becomes part of the court order, so you are legally required to sell the property when the specified event occurs. The proceeds of the sale can be split as agreed, or as the court decides.
What happens to a mortgage over a property on divorce?

As mentioned, a joint mortgage means that the lender can approach either party for repayment – you are both individually responsible for the entire sum. Therefore, should your partner stop paying, the mortgage provider can hold you responsible for all repayments.

If the property is sold, and the mortgage paid off, no issues are raised. Where the property is not sold, the consent of both parties to the joint mortgage, and the approval of the lender, is required to transfer it into a sole name. We will support you if you require signposting for any mortgage or financial advice due to these changed circumstances.

Can I still make gifts of property to family members during a divorce?

An often contentious element of a financial case is gifts of property to family members made before or during divorce proceedings. Even if such a gift was made entirely honestly, it can be seen as an attempt to reduce the total value of the matrimonial assets, or to protect an asset by placing it beyond the reach of a claim on divorce.

It is certainly possible to give property as a gift, even during or shortly prior to divorce proceedings, but there are certain things to keep in mind:

  • Take legal advice – this is good advice before making a large gift at any time.
  • Make the gift openly with the knowledge and consent of your partner.
  • Keep a record of that agreement – this agreement could be challenged, but it will be treated as strong evidence that you acted honestly.
  • Sign a post nuptial agreement – such an agreement can be as specific or as wide-ranging as required. It is a sensible idea to sign a post nuptial agreement if your financial circumstances change significantly post-marriage, regardless of whether you are contemplating separation.
Testimonials

What our clients say.

I would not hesitate to recommend LB Solicitors to anyone needing guidance and representation for family law or divorce proceedings. My solicitor was thorough and diligent, balancing professional rigour with fairness, reasonableness and sensitivity. I feel this approach helped me to obtain a satisfactory settlement avoiding costly and unnecessary conflict.

Jon
via ReviewSolicitors

Since dealing with Lanyon Bowdler they have been diligent, efficient and at all times very helpful along with being structured in dealing with matters, fees and clarity on all levels. Thank you.

Michael
via ReviewSolicitors

I was clearly informed of progress step by step. The service you provided was very good.

Peter Weston
Shrewsbury

All work carried out effectively and efficiently.

Hubert Jones
via ReviewSolicitors

An excellent service with solicitors that you can talk to and who give you a clear understanding of all necessary legal implications and interpretations.

Eric
via ReviewSolicitors

From start to finish we had excellent service. Friendly, approachable and professional.

Carl Gittins
via ReviewSolicitors

Used Lanyon Bowdler for conveyancing and for legal advice – both solicitors I worked with were effective and professional. Law firm was fast and responsive to queries and clear pricing.

Samantha
via ReviewSolicitors

Very clear, concise advice and guidance, easy to understand.

Ian Jamieson
Telford

Good service provided throughout with clear communication throughout with all options explored.

Lee

I was impressed with the forensic approach to identifying, securing, assessing and presenting evidence over the two years that it took to finally resolve the issue.

Timothy
via ReviewSolicitors

I can thoroughly recommend the highly professional and supportive service received over the last few months.

Heather
via ReviewSolicitors

Responsive, supportive, approachable, clear and empathetic.

Lisa Thacker

Professional and prompt communication. Supportive and client focused.

Lisa Thacker
Jennifer M Whittall Ltd

Whenever I have had need to contact Lanyon Bowdler I have always received a fast, concise and friendly response.

Lee Mortimer
UK Case Management

Definitely would use Lanyon Bowdler again if I need the use of a solicitor.

Mark Bowkett
via ReviewSolicitors

Smooth and efficient service from very professional firm.

Tim
via ReviewSolicitors

We were particularly impressed with the quality of work, the speed and excellent communication.

Allenby Douglas Ltd
Oswestry

Very friendly and approachable. Very good advice

Ivor Brown
via ReviewSolicitors

Great Service; Lanyon Bowdler were excellent from the outset. Straightforward and easy process. I just sat back and waited.

Paul Rowe
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Everything has been professional, efficient and courteous throughout and we are very pleased, both with the service and with the eventual outcome of our case. Everything was first class and exceeded our expectations. Thank you again for providing such splendid service. It is really appreciated.

Mr N J & Dr S J Browne
Llanfyllin

Contact the Family Law Team at Lanyon Bowdler

Lanyon Bowdler is a member of the Law Society Family Panel and accredited specialist with Resolution, a national organisation of family lawyers, so you can be sure our solicitors are experienced in all aspects of law in England and Wales.

Our divorce lawyers are approachable and professional, and will always adopt a balanced and practical approach to negotiations, minimising conflict and working to an acceptable outcome for you. Our aim is to achieve amicable resolutions swiftly, but if litigation is necessary we have the experience and know-how to deal with the courts effectively.

Please give us a call for a friendly, confidential, chat about how we can help support you when you or your family need legal advice and representation. Please contact a member of the team or complete our online enquiry form.

By choosing Lanyon Bowdler for family law legal advice, you can rest assured that you have the best legal expertise on hand no matter what the situation. We are committed to providing exceptional levels of client care and will work closely and considerately with you to help find the best outcomes. Our Family Law Solicitors team has great experience in all areas of family law.

We have offices in Shrewsbury, Bromyard, Conwy, Hereford, Ludlow, Oswestry and Telford, so are able to act for clients throughout Shropshire, Herefordshire, Mid and North Wales and across the Midlands (including Wolverhampton & Birmingham). As a leading full-service law firm, we are able to represent clients in England and Wales, as well as overseas where applicable.

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Our people

Meet the team.

Sue Hodgson
Sue Hodgson
Partner
Family Law
Jon Moriarty
Jon Moriarty
Partner
Family Law
Philippa Pearson
Philippa Pearson
Partner
Family Law
Georgia Rowney
Georgia Rowney
Legal Assistant
Family Law
Lizzie Cross
Lizzie Cross
Trainee Solicitor
Family
Mia Williams
Mia Williams
Trainee Solicitor
Family Law
Anne Lewis
Anne Lewis
Associate Legal Executive (FCILEX)
Family Law
Lisa Grimmett
Lisa Grimmett
Associate Solicitor
Family Law
Caroline Yorke
Caroline Yorke
Associate Solicitor
Family Law
Fiona Cooper
Fiona Cooper
Legal Assistant
Family Law
Rachel Tomley
Rachel Tomley
Solicitor
Family Law
Erin Payne
Erin Payne
Paralegal Apprentice
Family Law
Staci Robinson
Staci Robinson
Associate Solicitor
Family Law
Laura Jones
Laura Jones
Solicitor
Family Law
Knowledge

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Knowledge

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