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Employment Practice Liability Insurance

LBProtect-ED

It’s a fact of commercial life that claims and investigations are becoming increasingly common, and even winning a legal case can carry a very high price – in terms of costs. This applies as much in the education sector as elsewhere.

In association with AXA, we offer LBProtect-Ed: a management liability policy which is specifically adapted for the education sector. It offers comprehensive cover at a reasonable price – with no excess where our education legal advice is followed in relation to the matter giving rise to a claim. Click here for details of LBAdvise-Ed service. Importantly, there is no ‘prospect of success’ clause in the policy – so even if our advice is not obtained or followed, the policy can still pay out.

What Is Covered?

  • Costs, awards and settlements relating to employment tribunal claims
  • Professional indemnity
  • Costs, awards and settlements for any claim or regulatory action brought against any past, present or future governors, officers or employees
  • Representation for any governor, officer or employee at an official investigation
  • Claims against trustees, governors, officers or employees caused by the operation or administration of any employee benefit scheme or trust fund
  • Crime - loss due to employee dishonesty, third party funds fraud, robbery, safe burglary, forgery, securities fraud, corporate card fraud, cheque forgery, counterfeit currency and criminal damage
  • Claims caused by any cyber liability
  • Costs incurred in contacting third parties where legally required to following a breach of data protection law
  • Crisis public relations costs following sustained negative social media
  • Costs in connection with pursuing or defending contract disputes or debt claims
  • Costs in defending infringement of copyright claims
  • Loss of paper or electronic documents

Cover is subject to indemnity limits and otherwise the full terms, conditions and exclusions of the policy wording, a copy of which is available on request.

For some examples of claims affecting educational establishments that LBProtect-Ed would provide cover against click here.

Testimonials

Great, friendly staff - really approachable and professional. Never pushy!

- Fairfield High School, Hereford

A nice bright welcoming office with very polite, friendly and helpful staff. Very efficient service.

- Mr N Bakewell & Mrs J Bakewell, Worcester

Ed Burrell was excellent in every aspect of his support in selling my business. He was friendly and pleasant to deal with yet very professional.

- Mr J Ostler, Hereford

Politeness, clarity of information.

- Mr C Pudge, Worcester

Quality of care and sensitivity.

- Mrs C Shuker, Shrewsbury

Quotes

All staff were polite, efficient and professional. Advice was clear and informative. I like the fact that everyone explained legalities with clarity.

- Mrs L Draycott, Oswestry

When the lawyer handling my case was not available, his assistant handled the situation very well and kept us informed through to completion.

- Mr P Joyner & Mrs J Joyner, Bromyard

Very professional standards and advice.

- Mr S Barnes & J Barnes, Hereford

A nice bright welcoming office with very polite, friendly and helpful staff. Very efficient service.

- Mr N Bakewell & Mrs J Bakewell, Worcester

Ed Burrell was excellent in every aspect of his support in selling my business. He was friendly and pleasant to deal with yet very professional.

- Mr J Ostler, Hereford

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