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Employment Practice Liability Insurance

LB Protect

It’s a fact of commercial life that claims and investigations are becoming increasingly common, and even winning a legal case can carry a very high price – in terms of costs.

In association with AXA, we offer LB Protect: a management liability policy which offers comprehensive cover at a reasonable price – with no excess where our advice is followed in relation to the matter giving rise to a claim. Importantly, there is no ‘prospect of success’ clause in the policy – so even if our advice is not obtained or followed, the policy can still pay out.

What is Covered?

  • Costs, awards and settlements relating to employment tribunal claims
  • Costs, awards and settlements for any claim or regulatory action brought against the business or any past, present or future director/trustee, officer or employee
  • Representation for the business or any director/trustee, officer or employee at an official investigation
  • Claims against the business or any director/trustee, officer or employee caused by the operation or administration of any employee benefit scheme or trust fund
  • Crime - loss due to employee dishonesty or third party funds fraud
  • Claims caused by any cyber liability
  • Costs incurred in contacting third parties where legally required to following a breach of data protection law
  • Crisis public relations costs following sustained negative social media
  • Costs in connection with pursuing or defending contract disputes or debt claims
  • Costs in defending infringement of copyright claims
  • Loss of paper or electronic documents

Cover is subject to indemnity limits and otherwise the full terms, conditions and exclusions of the policy wording, a copy of which is available on request.

Cover against costs, awards and settlements relating to employment tribunal claims can be obtained in isolation.

Testimonials

We only communicated by e-mail and phone. Information and queries were always conveyed clearly and in good time to meet deadlines.

- Porter & Woodman Gifts Limited, Telford

Efficient, friendly and helpful service. I received prompt and professional emails and letters.

- Mrs Marilyn Shields, Shrewsbury

They simplified the appeal process for me considerably.

- Mr Griffiths

A very good service - it simplified the appeal process for me considerably which went very smoothly.

- Mr P Griffiths, Telford