Personal Debt & Insolvency.

If you are facing overwhelming financial pressure, our specialist Personal Debt and Insolvency Solicitors are here to provide clear, practical legal advice to help you find a way forward.

  • Legal 500 Ranked
  • Lexcel Accredited
  • Chambers UK Ranked

Personal Debt and Personal Insolvency & Bankruptcy Solicitors.

Getting into debt can happen to any of us, and it’s important to seek legal advice sooner rather than later to ensure you find a solution to manage them.

The specialist team at Lanyon Bowdler can offer advice on a variety of solutions, including Individual Voluntary Arrangements (known as IVAs), debt management and bankruptcy.

There are lots of reasons for having difficulties with debt – you may have taken on too much credit, or perhaps you have been made redundant or changed jobs which has suddenly reduced your income. Whatever the reason, if you are struggling to make your monthly repayments, we can help.

The insolvency lawyers here at Lanyon Bowdler are approachable and will deal with your case with sensitivity and respect. We can talk through the options available to you, and whether it is by filing for bankruptcy or managing the debt, we will work together to get your finances back under control.

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Filing for Bankruptcy

If filing for bankruptcy is the best option, our lawyers have the experience and expert knowledge to guide you through the process from start to finish.

We will ensure you fully understand the process so you can steadily recover your finances following the bankruptcy.

Testimonials

What our clients say.

Very good solicitors who helped me with my case from day one.

Matt
via ReviewSolicitors

From the first contact, the team at Lanyon Bowdler gave a fast & efficient service. They were very friendly & gave me the confidence that I had found the right solicitors. The advice given & the fast responses were beyond my expectations. The matter was resolved in no time at all.

Martyn
via ReviewSolicitors

Efficient, personable service, from initial telephone contact through to resolution. Costs also very reasonable and transparent.

Mr S Hodder Diplock & Mrs P Joyce
Bromyard

Since dealing with Lanyon Bowdler they have been diligent, efficient and at all times very helpful along with being structured in dealing with matters, fees and clarity on all levels. Thank you.

Michael
via ReviewSolicitors

I was clearly informed of progress step by step. The service you provided was very good.

Peter Weston
Shrewsbury

All work carried out effectively and efficiently.

Hubert Jones
via ReviewSolicitors

An excellent service with solicitors that you can talk to and who give you a clear understanding of all necessary legal implications and interpretations.

Eric
via ReviewSolicitors

From start to finish we had excellent service. Friendly, approachable and professional.

Carl Gittins
via ReviewSolicitors

Very clear, concise advice and guidance, easy to understand.

Ian Jamieson
Telford

Good service provided throughout with clear communication throughout with all options explored.

Lee

I can thoroughly recommend the highly professional and supportive service received over the last few months.

Heather
via ReviewSolicitors

Responsive, supportive, approachable, clear and empathetic.

Lisa Thacker

Professional and prompt communication. Supportive and client focused.

Lisa Thacker
Jennifer M Whittall Ltd

Whenever I have had need to contact Lanyon Bowdler I have always received a fast, concise and friendly response.

Lee Mortimer
UK Case Management

Definitely would use Lanyon Bowdler again if I need the use of a solicitor.

Mark Bowkett
via ReviewSolicitors

Smooth and efficient service from very professional firm.

Tim
via ReviewSolicitors

We were particularly impressed with the quality of work, the speed and excellent communication.

Allenby Douglas Ltd
Oswestry

Very friendly and approachable. Very good advice

Ivor Brown
via ReviewSolicitors

Great Service; Lanyon Bowdler were excellent from the outset. Straightforward and easy process. I just sat back and waited.

Paul Rowe
via ReviewSolicitors

Everything has been professional, efficient and courteous throughout and we are very pleased, both with the service and with the eventual outcome of our case. Everything was first class and exceeded our expectations. Thank you again for providing such splendid service. It is really appreciated.

Mr N J & Dr S J Browne
Llanfyllin

Debt and Insolvency Advice from Lanyon Bowdler

The lawyers here at Lanyon Bowdler are friendly and approachable, and have the knowledge and expertise to support you during what can be a difficult time.

We acknowledge that the cost of legal advice can sometimes be a barrier for people, so we offer a range of innovative pricing options, such as fixed fees and service level guarantees.

Give us a call or complete our online enquiry form, to see how our Personal Debt Solicitors can help. We have offices in Shrewsbury, Conwy, Hereford, Ludlow, Oswestry and Telford, so are able to act for clients all over Shropshire, Herefordshire, Mid and North Wales, across the Midlands, as well as anywhere in England or Wales.

There is more information and advice about managing debt on our website, via this link.

Our people

Meet the team.

Abbie Fisher
Debt Recovery Administrator
Business Debt Recovery | Personal Debt & Insolvency
View profile
Debbie Ray
Debt Recovery Case Handler
Business Debt Recovery | Personal Debt & Insolvency
View profile
Knowledge

Personal Debt & Insolvency Articles & Podcasts.

Blog
The application process at Lanyon Bowdler for a training contract was different to any assessment centre (a day whe...
Hardeep Singh • 02 Oct 2026
Blog
The time limit for bringing employment tribunal claims has been extended from three months to six months where the ...
John Merry • 25 Sep 2026
Blog
It’s the end of September, which can only mean one thing… Employee Spotlight! 🌟 This month, we’re shining the spotl...
Emily Poyner • 25 Sep 2026
Podcast icon Podcast

Work Experience at Lanyon Bowdler : Edward and Miles Rees

Work experience student Miles Rees chats with Edward Rees - and yes he is Miles' dad - about how his week at Lanyon Bowd...
Published • 23 Sep 2026
Podcast icon Podcast

The Corbet Ring – 17th Century Treasure Discovered in Shropshire

Claire Vale talks to our special guest Emma-Kate Lanyon, curator of Shropshire Museums, about the Corbet Ring, a 17th-ce...
Published • 17 Sep 2026
Podcast icon Podcast

Grounded in Agriculture – Katie Baker and the Rural Leadership Programme

Managing partner Brian Evans, steps into the host seat and turns questions on Katie. They talk about her selection as on...
Published • 17 Sep 2026
Blog
This week the Thirlwall Inquiry published its report detailing the failings of those responsible for the safety of ...
Rebecca Asquith • 17 Sep 2026
Blog
Last week, (7 to 13 September), was “Know Your Numbers” week which is the UK’s biggest blood pressure testing and a...
Phoebe Blythin • 14 Sep 2026
Blog
Miriam is also taking on the Chester Triple, which involves running a 10K, half marathon and a full marathon all wi...
Miriam Homer • 28 Aug 2026
Podcast icon Podcast

Inside the RNLI with Llandudno Lifeboats Launch Authority Alun Pari Huws : Juana Eastwood

Solicitor Juana Eastwood puts questions to Alun about his role, the history of the RNLI, how the service has evolved ove...
Published • 26 Aug 2026
Podcast icon Podcast

Grounded in Agriculture with Guest Huw Foulkes from Pentrefelin Dairy

In this episode, Katie's joined by Huw Foulkes of Pentrefelin Dairy, a farmer taking a different approach to dairy produ...
Published • 19 Aug 2026
Blog
For buyers, the final stages of a property purchase can feel like a whirlwind with phrases such as exchange of cont...
Chloe Thomas • 19 Aug 2026
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