Personal Debt Recovery.

Struggling to recover an unpaid loan or agreement? Partner with our specialist litigation team for robust, decisive legal support to enforce payment and resolve personal debt disputes.

  • Legal 500 Ranked
  • Lexcel Accredited
  • Chambers UK Ranked

Personal Debt Recovery Solicitors.

If you run a business, making sure your customers pay their bills on time is essential to your livelihood.

So when people fail to pay their debts, it’s important to get advice from experienced personal debt and insolvency solicitors.

The DebtSolve team here at Lanyon Bowdler are well used to dealing with those customers which are difficult to get hold of, saving you time and allowing you to get on with running your business instead of chasing bad debt.

Debt Recovery from Debtsolve

If you contact Lanyon Bowdler’s DebtSolve team before 3.30pm by email, post or fax, our solicitors will demand payment from your debtors that day. This approach solves a lot of cases quickly, but we can also take your debtor to court if necessary.

The team is made up of experienced debt recovery lawyers who have the resources and skills required to ensure court proceedings are successful. We use the latest computer systems from one of the leaders in the field to provide a cost-effective and efficient court preparation service for our clients.

If your debtor files a defence, our specialist dispute resolution department will step in and your case will be handled by a lawyer experienced in dealing with disputed debts.

Our Personal Debt Expertise

Our Personal Debt Recovery Solicitors help individuals across England and Wales to ensure their financial situation is relieved from complex situations. Contact us today for qualified and experienced legal advice.

Detailed reports

Dealing with bad debt is a weight off your mind, but it’s even better to prevent it from happening in the first place. The DebtSolve team can provide a report which will help you improve your systems to minimise the risk of bad debts.

We can also file regular reports each month to keep you updated with the progress being made on any debts we are recovering for you.

Personal service

We pride ourselves on being a friendly and approachable law firm, and provide a flexible and bespoke solution for every client. The DebtSolve team judges every case on its merits and prepares a method of recovering the debt which is appropriate for you.

Cost-effective debt recovery solutions

We are keen to ensure that legal costs do not prohibit you from seeking advice and support. In some cases, we charge a percentage of money recovered so if we are unsuccessful you don’t have to pay anything unless court proceedings are issued. We can also offer a small fixed fee in certain cases.

If court proceedings need to be issued, we charge fixed fees so you know at the outset how much it will cost – and most of these fees can be passed on to the debtor.

Testimonials

What our clients say.

Very good solicitors who helped me with my case from day one.

Matt
via ReviewSolicitors

From the first contact, the team at Lanyon Bowdler gave a fast & efficient service. They were very friendly & gave me the confidence that I had found the right solicitors. The advice given & the fast responses were beyond my expectations. The matter was resolved in no time at all.

Martyn
via ReviewSolicitors

Efficient, personable service, from initial telephone contact through to resolution. Costs also very reasonable and transparent.

Mr S Hodder Diplock & Mrs P Joyce
Bromyard

Since dealing with Lanyon Bowdler they have been diligent, efficient and at all times very helpful along with being structured in dealing with matters, fees and clarity on all levels. Thank you.

Michael
via ReviewSolicitors

I was clearly informed of progress step by step. The service you provided was very good.

Peter Weston
Shrewsbury

All work carried out effectively and efficiently.

Hubert Jones
via ReviewSolicitors

An excellent service with solicitors that you can talk to and who give you a clear understanding of all necessary legal implications and interpretations.

Eric
via ReviewSolicitors

From start to finish we had excellent service. Friendly, approachable and professional.

Carl Gittins
via ReviewSolicitors

Very clear, concise advice and guidance, easy to understand.

Ian Jamieson
Telford

Good service provided throughout with clear communication throughout with all options explored.

Lee

I can thoroughly recommend the highly professional and supportive service received over the last few months.

Heather
via ReviewSolicitors

Responsive, supportive, approachable, clear and empathetic.

Lisa Thacker

Professional and prompt communication. Supportive and client focused.

Lisa Thacker
Jennifer M Whittall Ltd

Whenever I have had need to contact Lanyon Bowdler I have always received a fast, concise and friendly response.

Lee Mortimer
UK Case Management

Definitely would use Lanyon Bowdler again if I need the use of a solicitor.

Mark Bowkett
via ReviewSolicitors

Smooth and efficient service from very professional firm.

Tim
via ReviewSolicitors

We were particularly impressed with the quality of work, the speed and excellent communication.

Allenby Douglas Ltd
Oswestry

Very friendly and approachable. Very good advice

Ivor Brown
via ReviewSolicitors

Great Service; Lanyon Bowdler were excellent from the outset. Straightforward and easy process. I just sat back and waited.

Paul Rowe
via ReviewSolicitors

Everything has been professional, efficient and courteous throughout and we are very pleased, both with the service and with the eventual outcome of our case. Everything was first class and exceeded our expectations. Thank you again for providing such splendid service. It is really appreciated.

Mr N J & Dr S J Browne
Llanfyllin

Our Charges

The SRA requires us to give indicative prices for limited types of work, this includes debt and insolvency services. For more information please click here.

 

Contact the Lanyon Bowdler Solicitors Debt Recovery Team

Give us a call or complete our online enquiry form, to see how we can help. We have offices in Shrewsbury, Conwy, Hereford, Ludlow, Oswestry and Telford, so are able to act for clients all over Shropshire, Herefordshire, Mid and North Wales, across the Midlands, as well as anywhere you live in England  or Wales.

Our people

Meet the team.

Abbie Fisher
Debt Recovery Administrator
Business Debt Recovery | Personal Debt & Insolvency
View profile
Debbie Ray
Debt Recovery Case Handler
Business Debt Recovery | Personal Debt & Insolvency
View profile
Knowledge

Personal Debt Recovery Articles & Podcasts.

Podcast icon Podcast

De-mystifying Occupational Health and Wellbeing in the Workplace : Laura Hannah and Debbie Brooks

In this episode, host Debbie Brooks, HR Manager at Lanyon Bowdler, engages with Laura Hannah, an experienced occupationa...
Published • 02 Nov 2026
Blog
The Equality Act 2010 was amended in October 2024 to introduce a duty on employers to take reasonable steps to prev...
John Merry • 30 Oct 2026
Blog
As the festive season approaches, family lawyers often see the strain that Christmas arrangements can place on fami...
Molly O’Reggio • 30 Oct 2026
Blog
Having recently experienced a GP appointment where I didn’t feel listened to, it made me think about the best possi...
Rebecca Asquith • 29 Oct 2026
Podcast icon Podcast

Grounded in Agriculture with guest Aled Jones Chief Executive Royal Welsh Agricultural Society

In this episode, Katie talks to Aled Jones, Chief Executive of the Royal Welsh Agricultural Society....
Published • 28 Oct 2026
Blog
This month, we’re shining the spotlight on Matte Brasenell!
Matte Brasenell • 22 Oct 2026
Blog
Personal injury claims are claims for compensation, with the intention being, that whilst a defendant cannot turn b...
Alexander Spanner • 21 Oct 2026
Podcast icon Podcast

Choice, Cost & Control-Getting Executors and Trustees Right : Edward Rees and Ben Asterley

Ben explains the differences between executors and trustees and they both go on to explain what the roles involve and wh...
Published • 19 Oct 2026
Blog
When many people think about working in a law firm, they may picture suits straight out of a TV show and tables bur...
Nyah Leach • 14 Oct 2026
Podcast icon Podcast

The Increasing Dangers of Tech Abuse : Natasha Saunders and Sue Hodgson

Natasha talks to family solicitor Sue Hodgson about tech abuse and how there are devices easily available enabling perpe...
Published • 13 Oct 2026
Podcast icon Podcast

How Angharad Changes the World with Private Client Law : Edward Rees and Angharad Hird

...
Published • 12 Oct 2026
Podcast icon Podcast

Megan Baker House – Hoping to Raise £75k in 100 Days

Funding for Megan Baker House is now under threat and we hope this podcast can help to raise awareness of the important ...
Published • 12 Oct 2026
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