If you've been injured in an accident with an uninsured driver, contact our team of Personal Injury Solicitors who are here to help.
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Hit by an uninsured driver? We can help you make a compensation claim.
Being involved in a road traffic accident is distressing in any circumstance, but discovering the other driver has no insurance can make the experience feel even more frustrating and uncertain. You may be left wondering how you’ll recover your losses or whether you have any legal options at all.
At Lanyon Bowdler, we understand how overwhelming this situation can be. From dealing with the immediate shock and injury, to facing time off work or long-term recovery, the consequences can affect every part of your life. You shouldn’t have to carry the burden alone, especially when the person at fault has failed to meet their legal obligations.
Fortunately, there is a clear route to compensation. If you’ve been hit by an uninsured driver, you may be able to claim through the Motor Insurers’ Bureau (MIB), a body set up to help victims in exactly this situation. Our specialist personal injury lawyers are here to explain the process, assess your eligibility, and guide you through each step with care and clarity.
With decades of experience supporting people after serious road traffic accidents, we are recognised nationally for our legal expertise and our compassionate, client-centred approach. We’ll help you understand your rights and make sure you’re not left out of pocket because of someone else’s negligence.
At Lanyon Bowdler, we regularly support individuals who have been injured in road accidents caused by uninsured or untraceable drivers.
We are proud to be recognised by Legal 500 and Chambers UK for our excellence in personal injury law, and to be accredited by APIL and the Law Society for our specialist work.
We have extensive experience in pursuing claims through the Motor Insurers’ Bureau (MIB), a central body designed to protect innocent road users when the at-fault party has no valid insurance.
Our role is to navigate the legal process on your behalf and offer you clear, practical support at every stage. From securing medical evidence to communicating with the MIB and calculating your financial losses, we are here to make the process as straightforward and stress-free as possible.
If you’ve been injured by an uninsured driver, we’re here to help you find answers, secure compensation, and focus on your recovery.
The 2025 edition of Legal 500 acknowledges: ‘Lanyon Bowdler provides a client-focused and highly responsive service, ensuring individuals receive the support and guidance they need after a serious road traffic accident. Their collaborative approach with medical professionals and rehabilitation specialists ensures the best possible outcome for their clients.’
A previous edition of Chambers UK describes Lanyon Bowdler as a “very well-established, well-known Shropshire firm,” with a market insider noting: “This full-service firm is recognised across the Midlands and beyond for its outstanding work in personal injury claims. The team is highly regarded for its expertise in handling serious road traffic accident cases, ensuring clients receive the compensation and rehabilitation support they need to move forward with their lives.”
Yes, you can. If you’ve been injured in an accident caused by a driver who was uninsured, you may still be able to claim compensation through the Motor Insurers’ Bureau (MIB).
The MIB is an organisation that exists specifically to help victims of uninsured or untraced drivers. It can provide compensation for injuries, property damage, and financial losses, even if the driver responsible cannot pay for the damage themselves.
Our team will guide you through the process and make sure your claim is presented clearly and thoroughly, giving you the best chance of securing the outcome you deserve.
The Motor Insurers’ Bureau (MIB) is a government-backed organisation that provides compensation to people injured by uninsured or untraced drivers. It acts as a safety net for road users when the person at fault has no valid insurance or cannot be identified.
If your accident was caused by someone driving without insurance, or by a hit-and-run driver who fled the scene, the MIB can cover your losses, including your injuries, vehicle damage, and other related expenses.
Our solicitors have extensive experience handling MIB claims and will ensure that all necessary evidence is gathered and submitted correctly. We’re here to help make the process as straightforward as possible, so you can focus on your recovery.
Even if the other driver has no insurance, strong evidence is essential to support your claim. Useful documentation includes:
If the driver fled the scene, try to note as much as you can, such as the vehicle’s make, model, colour, or partial registration number. If you weren’t able to gather evidence at the time, don’t worry: we’ll work with you to build a clear and supported case.
Yes, you can still make a claim if the driver fled the scene or could not be identified. This is known as an untraced driver claim, and it is handled through the Motor Insurers’ Bureau (MIB).
In these situations, it’s important to report the incident to the police as soon as possible, as the MIB will require a police reference number. Try to record any details you remember, such as the vehicle’s colour, type, or partial registration.
Our solicitors are experienced in dealing with untraced driver claims and can guide you through the process, ensuring the right steps are taken from the outset.
In most cases, making a claim through the Motor Insurers’ Bureau (MIB) will not directly affect your insurance premium, especially if you were not at fault. However, if you are claiming for property damage and you also make a claim on your own policy, your insurer may treat it as a non-fault claim and your premium could still be impacted.
It’s important to get legal advice before deciding how to proceed. We can explain your options clearly and help you make the choice that protects both your finances and your legal rights.
If you’ve been injured by an uninsured or untraced driver, you can claim compensation for both physical and psychological harm. This includes injuries such as whiplash, fractures, head trauma, and emotional distress.
You can also claim for financial losses linked to the accident, such as:
We’ll take the time to understand how the accident has affected your life and ensure your claim reflects both your immediate needs and any long-term impact.
In most cases, you have three years from the date of the accident to start a personal injury claim involving an uninsured or untraced driver. This time limit also applies to claims made through the Motor Insurers’ Bureau (MIB).
There are exceptions. For example, if the injured person is under 18, the three-year time limit doesn’t begin until their 18th birthday. If someone lacks mental capacity, the time limit may not apply at all.
It’s always best to seek legal advice as early as possible, so that we can preserve important evidence and make sure your claim is submitted in time.
The time it takes to settle a claim through the Motor Insurers’ Bureau (MIB) can vary depending on the complexity of the case. Straightforward claims may be resolved within a few months, especially where injuries are minor and evidence is clear.
More serious cases, like those involving untraced drivers, multiple injuries, or disputed circumstances, may take longer, sometimes up to a year or more.
We’ll always aim to progress your claim efficiently, keeping you informed throughout and ensuring the final outcome reflects the full extent of your injuries and losses.
If you’ve been injured in a road traffic accident involving an uninsured or untraced driver, it’s natural to feel uncertain about your next steps. At Lanyon Bowdler, we’re here to provide clarity, reassurance, and expert legal guidance from the very beginning.
Our specialist personal injury solicitors understand the frustration of being let down by someone who has failed to meet their responsibilities. We’ll help you make a road traffic accident claim through the Motor Insurers’ Bureau (MIB) and ensure you receive the compensation and support you need to aid your recovery.
We often act on a no win, no fee basis for personal injury claims, meaning there is no financial risk to you in pursuing a claim. Whether you’ve suffered physical injuries, psychological distress, or financial loss, we are ready to help you get back on track.
With offices in Shrewsbury, Bromyard, Hereford, Ludlow, Oswestry, Telford, and Conwy in North Wales, we represent clients across Shropshire, Herefordshire, Mid and North Wales, and beyond. No matter where you live in England or Wales, our team is just a phone call or message away.
Get in touch with us today or complete our online enquiry form. We listen, we care, and we’re here when you need us most.
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