Uninsured Drivers.

If you've been injured in an accident with an uninsured driver, contact our team of Personal Injury Solicitors who are here to help.

  • Ranked by Legal 500 & Chambers UK
  • Free Initial Consultation
  • Video Appointments Available
  • Ranked by Legal 500 & Chambers UK
  • Free Initial Consultation
  • Video Appointments Available

Uninsured Driver Compensation Claims.

Hit by an uninsured driver? We can help you make a compensation claim.

Being involved in a road traffic accident is distressing in any circumstance, but discovering the other driver has no insurance can make the experience feel even more frustrating and uncertain. You may be left wondering how you’ll recover your losses or whether you have any legal options at all.

At Lanyon Bowdler, we understand how overwhelming this situation can be. From dealing with the immediate shock and injury, to facing time off work or long-term recovery, the consequences can affect every part of your life. You shouldn’t have to carry the burden alone, especially when the person at fault has failed to meet their legal obligations.

Fortunately, there is a clear route to compensation. If you’ve been hit by an uninsured driver, you may be able to claim through the Motor Insurers’ Bureau (MIB), a body set up to help victims in exactly this situation. Our specialist personal injury lawyers are here to explain the process, assess your eligibility, and guide you through each step with care and clarity.

With decades of experience supporting people after serious road traffic accidents, we are recognised nationally for our legal expertise and our compassionate, client-centred approach. We’ll help you understand your rights and make sure you’re not left out of pocket because of someone else’s negligence.

Our Uninsured Driver Accident Claims expertise

At Lanyon Bowdler, we regularly support individuals who have been injured in road accidents caused by uninsured or untraceable drivers.

We are proud to be recognised by Legal 500 and Chambers UK for our excellence in personal injury law, and to be accredited by APIL and the Law Society for our specialist work.

How can we help?

We have extensive experience in pursuing claims through the Motor Insurers’ Bureau (MIB), a central body designed to protect innocent road users when the at-fault party has no valid insurance.

Our role is to navigate the legal process on your behalf and offer you clear, practical support at every stage. From securing medical evidence to communicating with the MIB and calculating your financial losses, we are here to make the process as straightforward and stress-free as possible.

If you’ve been injured by an uninsured driver, we’re here to help you find answers, secure compensation, and focus on your recovery.

Legal 500 & Chambers UK Recommendations

The 2025 edition of Legal 500 acknowledges: ‘Lanyon Bowdler provides a client-focused and highly responsive service, ensuring individuals receive the support and guidance they need after a serious road traffic accident. Their collaborative approach with medical professionals and rehabilitation specialists ensures the best possible outcome for their clients.’

A previous edition of Chambers UK describes Lanyon Bowdler as a “very well-established, well-known Shropshire firm,” with a market insider noting: “This full-service firm is recognised across the Midlands and beyond for its outstanding work in personal injury claims. The team is highly regarded for its expertise in handling serious road traffic accident cases, ensuring clients receive the compensation and rehabilitation support they need to move forward with their lives.”

Your Uninsured Driver Accident Compensation questions answered

Can I claim compensation if the other driver was uninsured?

Yes, you can. If you’ve been injured in an accident caused by a driver who was uninsured, you may still be able to claim compensation through the Motor Insurers’ Bureau (MIB).

The MIB is an organisation that exists specifically to help victims of uninsured or untraced drivers. It can provide compensation for injuries, property damage, and financial losses, even if the driver responsible cannot pay for the damage themselves.

Our team will guide you through the process and make sure your claim is presented clearly and thoroughly, giving you the best chance of securing the outcome you deserve.

What is the Motor Insurers’ Bureau (MIB) and how does it help?

The Motor Insurers’ Bureau (MIB) is a government-backed organisation that provides compensation to people injured by uninsured or untraced drivers. It acts as a safety net for road users when the person at fault has no valid insurance or cannot be identified.

If your accident was caused by someone driving without insurance, or by a hit-and-run driver who fled the scene, the MIB can cover your losses, including your injuries, vehicle damage, and other related expenses.

Our solicitors have extensive experience handling MIB claims and will ensure that all necessary evidence is gathered and submitted correctly. We’re here to help make the process as straightforward as possible, so you can focus on your recovery.

What evidence do I need for a claim against an uninsured driver?

Even if the other driver has no insurance, strong evidence is essential to support your claim. Useful documentation includes:

  • Medical records detailing your injuries
  • Photographs of the scene and vehicle damage
  • Witness statements
  • Police reports or incident numbers
  • The uninsured driver’s contact or vehicle details, if available
  • Receipts or records of any financial losses

If the driver fled the scene, try to note as much as you can, such as the vehicle’s make, model, colour, or partial registration number. If you weren’t able to gather evidence at the time, don’t worry: we’ll work with you to build a clear and supported case.

Can I claim if the driver left the scene or can’t be identified?

Yes, you can still make a claim if the driver fled the scene or could not be identified. This is known as an untraced driver claim, and it is handled through the Motor Insurers’ Bureau (MIB).

In these situations, it’s important to report the incident to the police as soon as possible, as the MIB will require a police reference number. Try to record any details you remember, such as the vehicle’s colour, type, or partial registration.

Our solicitors are experienced in dealing with untraced driver claims and can guide you through the process, ensuring the right steps are taken from the outset.

Will claiming through the MIB affect my own insurance?

In most cases, making a claim through the Motor Insurers’ Bureau (MIB) will not directly affect your insurance premium, especially if you were not at fault. However, if you are claiming for property damage and you also make a claim on your own policy, your insurer may treat it as a non-fault claim and your premium could still be impacted.

It’s important to get legal advice before deciding how to proceed. We can explain your options clearly and help you make the choice that protects both your finances and your legal rights.

What injuries or losses can I claim for?

If you’ve been injured by an uninsured or untraced driver, you can claim compensation for both physical and psychological harm. This includes injuries such as whiplash, fractures, head trauma, and emotional distress.

You can also claim for financial losses linked to the accident, such as:

  • Time off work and lost income
  • Medical treatment or rehabilitation costs
  • Travel expenses
  • Damage to your vehicle or personal belongings

We’ll take the time to understand how the accident has affected your life and ensure your claim reflects both your immediate needs and any long-term impact.

How long do I have to make a claim?

In most cases, you have three years from the date of the accident to start a personal injury claim involving an uninsured or untraced driver. This time limit also applies to claims made through the Motor Insurers’ Bureau (MIB).

There are exceptions. For example, if the injured person is under 18, the three-year time limit doesn’t begin until their 18th birthday. If someone lacks mental capacity, the time limit may not apply at all.

It’s always best to seek legal advice as early as possible, so that we can preserve important evidence and make sure your claim is submitted in time.

How long does an MIB or uninsured driver claim take?

The time it takes to settle a claim through the Motor Insurers’ Bureau (MIB) can vary depending on the complexity of the case. Straightforward claims may be resolved within a few months, especially where injuries are minor and evidence is clear.

More serious cases, like those involving untraced drivers, multiple injuries, or disputed circumstances, may take longer, sometimes up to a year or more.

We’ll always aim to progress your claim efficiently, keeping you informed throughout and ensuring the final outcome reflects the full extent of your injuries and losses.

Testimonials

What our clients say.

I was injured in a terrible accident whilst working on a farm, I was left with extensive injuries to my arm which impacted all aspects of my life including my ability to go back to work. Once I had instructed Lanyon Bowdler they instructed medical experts who were able to recommend rehabilitation for me which was arranged, and this meant that I could go back to work and start living independently again. They secured compensation of £45,000 and gave me all the advice and support I needed to accept the offer made.

M Griffin
Birmingham

After a horrible road traffic accident I was left with minimal physical injuries but a significant psychological injury which affected all aspects of my life including my ability to go back to work.  Lanyon Bowdler handled my claim whilst also securing crucial rehabilitation for me.  They secured £85,000 in compensation for me just after a year after my accident.

Matthew Woodward
Bristol

After a serious motorbike accident in which my Dad sustained significant head and life changing injuries I instructed Lanyon Bowdler to assist me with making a claim on his behalf. As part of his claim they ensured that he received an appropriate care package to support him in living independently and access to appropriate rehabilitation. They secured for him a settlement of £3.1m together with PPOs for his care and case management for the rest of his life which means that all of his needs can be met.

Sam
Worcester

Dependable, thoughtful and sound advice. Professional, personable and accessible. A stalwart presence with good advice throughout – thank you.

Anonymous
via ReviewSolicitors

I am very happy with the services. Excellent communication and knowledge. Very professional. Everything was well explained and there was nothing hidden. Highly recommended.

Vladimir
via ReviewSolicitors

Used Lanyon Bowdler for a personal injury claim regarding a trip in a supermarket. I found the service very helpful and would use again.

Margaret
via ReviewSolicitors

From the first contact, the team at Lanyon Bowdler gave a fast & efficient service. They were very friendly & gave me the confidence that I had found the right solicitors. The advice given & the fast responses were beyond my expectations. The matter was resolved in no time at all.

Martyn
via ReviewSolicitors

It is a pleasure to act as a case manager for clients represented by the personal injury team at Lanyon Bowdler Solicitors. Lanyon Bowdler PI team are proactive and truly client centred. They understand the clients they represent and work tirelessly to achieve the best they can for them. Through collaborative working we have been able to achieve the best outcomes possible for our clients.

Rachel Dodwell
Community Case Management Services Ltd

As a case manager I work closely with litigation teams to ensure our clients get the expertise, support and care they need to bring them back to as close to their life pre-injury as possible. This is very often not an easy journey, and balancing the desires of the client to live their best life with collating and presenting the facts of how that life is altered, can be very challenging. Having worked alongside Lanyon Bowdler’s team for many years, I have noted it is always easier to strike this balance, when they are involved.

Shelley Lewis
AJ Case Management

Having worked with a succession of personal injury specialists at Lanyon Bowdler over the years, I have seen at first hand the top-flight legal expertise that they bring to every case and the commitment to obtaining the absolutely best result for every client. Equally importantly, I am struck by the compassion, empathy and humanity with which every client is treated. They go above and beyond to ensure their clients receive the very best representation.

Anthony Reddiford
Guildhall Chambers

The team at Lanyon Bowdler show an exceptional knowledge and understanding of their client’s needs, not just in terms of the claim that they lead, but also the emotional and personal experiences that they will have on that journey.

Jenny Whittall
JMW Ltd

Lanyon Bowdler provide seamless ongoing emotional support, information and guidance to their clients over what may be many years of a PI claim. This significantly helps mitigate the “stress” of a claim for their clients, and in my medicolegal experience puts them way ahead of other legal firms.

Professor Tony Elliott
Director UK Centre for Medico-Legal Studies

Contacted Lanyon Bowdler six months after an injury at work. They offered me several of their services, including no win no fee which I ended up choosing. The solicitor was extremely helpful, was always keeping me updated when there was news and answered promptly when asked for any updates or when I asked any questions. I was very happy with the final settlement and the advice I received proved to be the best for my case. I felt like the extra bit of care was extended to give me a good idea of the options I had to choose from which really helped to inform any decision.

Matthew
via ReviewSolicitors

From my initial approach to the final positive outcome I felt my solicitor was expending all his energy to win the case. I was kept informed throughout and was given straightforward advice on how to proceed. The end result was an acceptable outcome and the pay-out was prompt.

Eric
via ReviewSolicitors

Very friendly and quick to respond, highly recommend for anyone looking for legal advice.

Anonymous
via ReviewSolicitors

I couldn’t be happier with the service I have received over the past six years. I would highly recommend Lanyon Bowdler for legal requirements.

Jayne
via ReviewSolicitors

Since dealing with Lanyon Bowdler they have been diligent, efficient and at all times very helpful along with being structured in dealing with matters, fees and clarity on all levels. Thank you.

Michael
via ReviewSolicitors

I was clearly informed of progress step by step. The service you provided was very good.

Peter Weston
Shrewsbury

All work carried out effectively and efficiently.

Hubert Jones
via ReviewSolicitors

An excellent service with solicitors that you can talk to and who give you a clear understanding of all necessary legal implications and interpretations.

Eric
via ReviewSolicitors

From start to finish we had excellent service. Friendly, approachable and professional.

Carl Gittins
via ReviewSolicitors

Very clear, concise advice and guidance, easy to understand.

Ian Jamieson
Telford

Good service provided throughout with clear communication throughout with all options explored.

Lee

I can thoroughly recommend the highly professional and supportive service received over the last few months.

Heather
via ReviewSolicitors

Responsive, supportive, approachable, clear and empathetic.

Lisa Thacker

Professional and prompt communication. Supportive and client focused.

Lisa Thacker
Jennifer M Whittall Ltd

Whenever I have had need to contact Lanyon Bowdler I have always received a fast, concise and friendly response.

Lee Mortimer
UK Case Management

Definitely would use Lanyon Bowdler again if I need the use of a solicitor.

Mark Bowkett
via ReviewSolicitors

Smooth and efficient service from very professional firm.

Tim
via ReviewSolicitors

We were particularly impressed with the quality of work, the speed and excellent communication.

Allenby Douglas Ltd
Oswestry

Very friendly and approachable. Very good advice

Ivor Brown
via ReviewSolicitors

Great Service; Lanyon Bowdler were excellent from the outset. Straightforward and easy process. I just sat back and waited.

Paul Rowe
via ReviewSolicitors

Everything has been professional, efficient and courteous throughout and we are very pleased, both with the service and with the eventual outcome of our case. Everything was first class and exceeded our expectations. Thank you again for providing such splendid service. It is really appreciated.

Mr N J & Dr S J Browne
Llanfyllin

Contact Our Uninsured Driver Claims Solicitors

If you’ve been injured in a road traffic accident involving an uninsured or untraced driver, it’s natural to feel uncertain about your next steps. At Lanyon Bowdler, we’re here to provide clarity, reassurance, and expert legal guidance from the very beginning.

Our specialist personal injury solicitors understand the frustration of being let down by someone who has failed to meet their responsibilities. We’ll help you make a road traffic accident claim through the Motor Insurers’ Bureau (MIB) and ensure you receive the compensation and support you need to aid your recovery.

We often act on a no win, no fee basis for personal injury claims, meaning there is no financial risk to you in pursuing a claim. Whether you’ve suffered physical injuries, psychological distress, or financial loss, we are ready to help you get back on track.

With offices in Shrewsbury, Bromyard, Hereford, Ludlow, Oswestry, Telford, and Conwy in North Wales, we represent clients across Shropshire, Herefordshire, Mid and North Wales, and beyond. No matter where you live in England or Wales, our team is just a phone call or message away.

Get in touch with us today or complete our online enquiry form. We listen, we care, and we’re here when you need us most.

Our people

Meet the team.

Dawn Humphries
Partner
Personal Injury
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Debbie Humphries
Partner
Personal Injury
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Karen Clarke
Partner
Personal Injury
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Phillip Roberts
Partner
Personal Injury
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Isabella Drummond
Paralegal Apprentice
Personal Injury | Medical Negligence
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Amanda Clarke
Legal Support Assistant
Personal Injury
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Helen Gale
Legal Support Assistant
Personal Injury
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Kelly Gibbons
Legal Support Assistant
Personal Injury
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Amy Burgoyne
Legal Support Assistant
Personal Injury
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Phyllis Smith
Senior Litigation Assistant
Personal Injury
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Alexander Spanner
Associate Solicitor
Personal Injury
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Morgan Thompson
Legal Support Assistant
Personal Injury
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Cameron Petch
Solicitor Apprentice
Personal Injury
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Sarah Martin
Costs Draftsman
Medical Negligence | Personal Injury
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Jane Miles
Associate Solicitor
Personal Injury
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Andrew Morris
Trainee Costs Draftsman
Medical Negligence | Personal Injury
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Miriam Homer
Solicitor
Personal Injury
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David Hughes
Senior Associate Costs Manager
Medical Negligence | Personal Injury
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