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Employment Practice Liability Insurance for Educational Institutions

LB Protect-ED

It’s a fact of commercial life that claims and investigations are becoming increasingly common, and even winning a legal case can carry a very high price – in terms of costs. This applies as much in the education sector as elsewhere.

In association with AXA, we offer LB Protect-Ed: a management liability policy which is specifically adapted for the education sector. It offers comprehensive cover at a reasonable price – with no excess where our education legal advice is followed in relation to the matter giving rise to a claim. Click here for details of LB Advise-Ed service. Importantly, there is no ‘prospect of success’ clause in the policy – so even if our advice is not obtained or followed, the policy can still pay out.

What Is Covered?

  • Costs, awards and settlements relating to employment tribunal claims
  • Professional indemnity
  • Costs, awards and settlements for any claim or regulatory action brought against any past, present or future governors, officers or employees
  • Representation for any governor, officer or employee at an official investigation
  • Claims against trustees, governors, officers or employees caused by the operation or administration of any employee benefit scheme or trust fund
  • Crime - loss due to employee dishonesty, third party funds fraud, robbery, safe burglary, forgery, securities fraud, corporate card fraud, cheque forgery, counterfeit currency and criminal damage
  • Claims caused by any cyber liability
  • Costs incurred in contacting third parties where legally required to following a breach of data protection law
  • Crisis public relations costs following sustained negative social media
  • Costs in connection with pursuing or defending contract disputes or debt claims
  • Costs in defending infringement of copyright claims
  • Loss of paper or electronic documents

Cover is subject to indemnity limits and otherwise the full terms, conditions and exclusions of the policy wording, a copy of which is available on request.

For some examples of claims affecting educational establishments that LB Protect-Ed would provide cover against click here.

Testimonials

He was great, he listened and suggested the best course of action - thank you.

- Mr T Graves, Shrewsbury

Ed Burrell was excellent in every aspect of his support in selling my business. He was friendly and pleasant to deal with yet very professional.

- Mr J Ostler, Hereford

All staff were polite, efficient and professional. Advice was clear and informative. I like the fact that everyone explained legalities with clarity.

- Mrs L Draycott, Oswestry

The staff made me feel valued and always took the time to listen to my concerns

- Ms Castell, Shrewsbury

Excellent service in a clear and concise manner.

- Derwen College, Oswestry

Quotes

Kept me up to date in any process made.

- Mr P Haigh, Suffolk

Efficient and effective service; good knowledge and understanding of procedures; good organisation; courtesy.

- Mrs S Pilkington, Nottinghamshire

The staff made me feel valued and always took the time to listen to my concerns

- Ms Castell, Shrewsbury

Very polite members of staff, took the time to explain everything to us.

- Mr R Wilford & Mrs J Wilford, Bromyard

They were very experienced and very professional, offering a top class service

- Mr V Jones, Pontesbury

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